retirement accounts (ira, 401k, etc)
life insurance / annuities
- Have you experienced a significant change of life (marriage, divorce, new child, loss of a loved one, etc) that would suggest a change in your named beneficiary?
- Have you considered the impact on your estate planning implied by current designations (IRA assets passed to children may be heavily taxed, for example)?
- Is a charity / non-profit named as a beneficiary? Has your relationship with that organization evolved in a way suggesting a change to the instructions?
- Have you reviewed your beneficiaries and wishes with your financial team (adviser, accountant, attorney)?