Before you say "Well, duh...", bear with me. My daily routine on the web includes checking some sale sites like Woot.com. Occasionally, I will see things that match up with my household wishlist; sometimes I see things that I know a friend has been looking for a deal on for a while. And in those cases, maybe, just maybe, it was worth me taking a look. But more often, what I find is that whatever is on sale suddenly looks appealing to me.
The sneak budgeteer knows that the best way to avoid a severe case of the Wants is to simple skip the step where you see the deals. A more responsible approach to spending may be to collect, over time, a list of things that your family really needs and then do a bit of targeted shopping for a deal.
David R Wattenbarger, president of DRW Financial
DRW Financial is a registered investment advisory (RIA) and is registered in the states of Tennessee and Georgia.
INFORMATION PRESENTED IS FOR EDUCATIONAL PURPOSES ONLY AND DOES NOT INTEND TO MAKE AN OFFER OR SOLICITATION FOR THE SALE OR PURCHASE OF ANY SPECIFIC SECURITIES PRODUCT, SERVICE, OR INVESTMENT STRATEGY. INVESTMENTS INVOLVE RISK AND UNLESS OTHERWISE STATED, ARE NOT GUARANTEED. BE SURE TO FIRST CONSULT WITH A QUALIFIED FINANCIAL ADVISER, TAX PROFESSIONAL, OR ATTORNEY BEFORE IMPLEMENTING ANY STRATEGY OR RECOMMENDATION DISCUSSED HEREIN
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