do you need financial planning?

"I don't have any finances to plan"

I hear this pretty regularly.  And I get the humor.  The reality is that there are valuable opportunities for most people (or families) in going through the process of financial planning.  And it is a process; done well, this process can lead to some very positive outcomes:

• Clarity around finances enables people to be more intentional with their money choices
  • Do you ever feel like you "don't know where it all goes"?  Or worry that your spending doesn't match your values?  Planning can lead to greater transparency and understanding about your use of money
• Clearly articulating financial goals and the obstacles to those allows actionable plans to address the obstacles and achieve the goals
  • ​​Thinking about retirement?  Planning can lead to knowing "your number" for a comfortable retirement, and actions to take to get there
  • Trying to think through whether to pay down debt or save more money?  Through planning, you can model multiple paths and see the benefits of each
• Having a plan that ties together taxes, investments, estate planning needs, and budget work helps eliminate gaps and prevent unpleasant surprises down the road
• Working from a plan uncovers opportunities to be more efficient in applying resources to financial needs

DRW Financial offers financial planning services on a flat fee basis.  This means that there is an agreement upfront to address a given scope and scale of planning, and a stated fee that covers a full calendar year of work and revisions to that plan.

We currently price these planning services between $500 and $2500, based on complexity of the case.  For more information or a "no cost" conversation about your situation, please email [email protected]