Make the most of your relationship with DRW Financial

DRW Financial offers a full suite of financial planning and investment management services, and we want to make sure that our new and existing clients realize the full value of their engagement with us.

This post is meant to provide an overview of the different types of service and work we do with clients, but is not exhaustive.  Particular client situations often lead to unique planning projects; these items apply to a broad set of circumstances:

Flow charts, check lists, and decision trees

Personal financial planning can quickly go from "rules of thumb" to incredible complexity based on a given household's actual situation.  We have found great value in these resources that facilitate a conversation around a client's specific needs.
We have resources around the decision framework for Roth vs traditional retirement, how to transition from employed health insurance to Medicare, and checklists for issues related to divorce, the death of a parent/spouse, etc.

If you reach out to DRW Financial about a particular concern, we will gladly share these resources and help you navigate your situation.

Portfolio Review

These are sample images from a platform we use to gain quick insights into the underlying structure, cost, and risk of a given portfolio.  These reports often provide a starting point for deeper conversations about how to dial in an investment strategy for a particular client or goal.

We can provide these reports on request for portfolios managed in-house as well as those held away, whether with another financial advisor, broker, or in a plan such as a 401k.

Tax Planning

DRW Financial does not provide tax advice and does not prepare tax returns, but does provide guidance around the intersection of tax and financial planning.  We use reports like the sample shown here to help clients gain clarity around their taxes, and better to understand where there may be planning opportunities.

This type of analysis sometimes flows into scenario modeling for planning alternatives such as how a Roth conversion may impact taxes now or later.  When clients (securely) provide us with copies of their returns, we can produce this type of analysis on demand.  

Retirement Income Planning and Projections

We combine best-in-class resources to analyze the strategies and opportunities for optimizing the retirement phase spending plans, including social security (the first image above), and various investment options.  The aim of this process is to help clients to a place of increased clarity and confidence around their retirement goal; sometimes this means uncovering challenges that need to be addressed, and sometimes it means recognizing an abundance that enables new opportunities.

What rounds out a comprehensive plan?

DRW Financial clients can "opt in" to planning and investment management engagements that address all of the above, as well as other planning areas:

• We can work alongside a client's trust and estate attorney to ensure that their financial plan matches their estate plan (wills, trusts, etc)
• We can coordinate with licensed insurance agents & brokers to provide education and insights around how insurance products work and interact with the rest of the financial plan
• We can support small business owners in understanding their options to establish retirement savings plans at work
• And more -- as mentioned above, financial planning  can move quickly from the general to the specific, and our goal at DRW Financial is to meet clients where they are to deal with their particular needs
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If you are an existing client of DRW Financial and would like to review your plan as relates to any of the above, or something unique to you, please reach out to David at your convenience.

And if you are prospective client, you may schedule a free initial consultation via www.DRWFinancial.com