DRW Financial offers a full suite of financial planning and investment management services, and we want to make sure that our new and existing clients realize the full value of their engagement with us.
This post is meant to provide an overview of the different types of service and work we do with clients, but is not exhaustive. Particular client situations often lead to unique planning projects; these items apply to a broad set of circumstances:
Flow charts, check lists, and decision trees
Personal financial planning can quickly go from "rules of thumb" to incredible complexity based on a given household's actual situation. We have found great value in these resources that facilitate a conversation around a client's specific needs.
We have resources around the decision framework for Roth vs traditional retirement, how to transition from employed health insurance to Medicare, and checklists for issues related to divorce, the death of a parent/spouse, etc.
If you reach out to DRW Financial about a particular concern, we will gladly share these resources and help you navigate your situation.
These are sample images from a platform we use to gain quick insights into the underlying structure, cost, and risk of a given portfolio. These reports often provide a starting point for deeper conversations about how to dial in an investment strategy for a particular client or goal.
We can provide these reports on request for portfolios managed in-house as well as those held away, whether with another financial advisor, broker, or in a plan such as a 401k.
DRW Financial does not provide tax advice and does not prepare tax returns, but does provide guidance around the intersection of tax and financial planning. We use reports like the sample shown here to help clients gain clarity around their taxes, and better to understand where there may be planning opportunities.
This type of analysis sometimes flows into scenario modeling for planning alternatives such as how a Roth conversion may impact taxes now or later. When clients (securely) provide us with copies of their returns, we can produce this type of analysis on demand.
Retirement Income Planning and Projections
We combine best-in-class resources to analyze the strategies and opportunities for optimizing the retirement phase spending plans, including social security (the first image above), and various investment options. The aim of this process is to help clients to a place of increased clarity and confidence around their retirement goal; sometimes this means uncovering challenges that need to be addressed, and sometimes it means recognizing an abundance that enables new opportunities.
What rounds out a comprehensive plan?
DRW Financial clients can "opt in" to planning and investment management engagements that address all of the above, as well as other planning areas:
And if you are prospective client, you may schedule a free initial consultation via www.DRWFinancial.com
David R Wattenbarger, president of DRW Financial
FCL LLC (“DRW Financial”) is a registered investment advisor offering advisory services in the State(s) of TN, GA, IL, OK and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training. The presence of this website on the Internet shall not be directly or indirectly interpreted as a solicitation of investment advisory services to persons of another jurisdiction unless otherwise permitted by statute. Follow-up or individualized responses to consumers in a particular state by DRW Financial in the rendering of personalized investment advice for compensation shall not be made without our first complying with jurisdiction requirements or pursuant to an applicable state exemption.
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